The holiday season has arrived once again, and you’re busy shopping and making preparations for family gatherings, but in the midst of all your planning, your dentist says don’t forget about your oral health. Before the year ends, you have an opportunity to take a bold step in the right direction when it comes to the wellness of your mouth, teeth and gums. Find out what step you should take and how you can maximize your dental insurance in Spring, TX as you read on!
What is the Purpose of Dental Insurance?
Your dental insurance serves several purposes. One of them is to provide a means for receiving care in an emergency situation, but on the other side of the pendulum, your coverage is also a key preventative tool if used correctly. Thus, preventive care visits offer the ultimate in benefits because they allow you to stay ahead of most oral maladies that could arise.
The Different Types of Coverage and What They Address
These are the three main categories of care that dental insurance companies use to determine how coverage is dispersed:
- Preventive Care – Semi-annual checkups, cleanings and X-Rays are all services that are classified as preventive care, and because they are so vital in offsetting other problems, insurance companies will usually cover up to 100% of the costs.
- Basic Care – If you’re in need of a standard cavity filling, it is typically classified as basic care, and you can expect a copay of around 20% of the total cost.
- Major Care – For complex root canal therapy, a crown replacement or other more involved procedures, insurance companies classify them as major care, which will leave you responsible for up to 50% of the fees.
The greatest benefit comes from maintaining preventive care visits because they have the lowest cost barrier while yielding the best results.
Why Now is the Time to Act
It’s important to reach out to your local dentist now to schedule a preventive care visit because it’s the best way to get a return on the investment you’ve made into your oral health throughout the year. Furthermore, at the start of the year, your coverage will renew, which means the care you’ve secured for 2018 will be lost since most carriers don’t roll over benefits into a new year.
The professionals at Dream Smile Team accept all PPO insurance plans, but they aren’t an in-network provider. However, they will work with your insurance company to ensure that you receive the care you need in the most cost-effective manner possible.
So all that’s left to do is to reach out to your dentist in Spring, TX today to make a positive impact on your dental health!
About the Author
Dr. Clifton Baldwin has over 30 years of experience changing lives through providing the best in dental care. Still, the UT Dental School-Houston Branch graduate remains an avid learner; thus, he takes continuing education courses annually to stay abreast of the latest advancements in dentistry. Dr. Baldwin helps patients receive the most value from their dental insurance by providing excellent preventive care at Dream Smile Team, and he can be reached for more information through his website.